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63rd Old Soldiers Day Parade

by Page Plager

Atlanta, Ga.

The American Legion Post 201 and the City of Alpharetta are holding the 63rd Annual Old Soldiers Day parade this weekend. Come help support our country’s war veterans and give recognition for their services.

The memorial service will begin at 9:15am on Roswell Street, Downtown Alpharetta and will end at the American Legion Post 201 on Wills Road. The parade will include floats, bands, entertainment, children’s activities, and prizes! Stick around until the end for free hot dogs, drinks, and lots of activities at the American Legion Post.

Take this day to remember and appreciate our veterans of war, and come out to celebrate at the Old Soldiers Day Parade!

Event Date: Saturday, August 1st, 2015.

Parade Schedule:

9:15am – Band
10:00am – Program
10:30am - Parade
 

For more information, click here.

Roswell St.
Alpharetta, GA 30009
678-297-6000
 

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo Courtesy of Sam Howzit/Flickr.com

What to Know About Closing Costs

by Page Plager

There are obvious costs included in buying a home such as the price of the home, the required down payment and the interest rate of the mortgage, but there are hidden costs that are often overlooked by first-time, and even experienced homebuyers.

One of these hidden costs is the closing costs associated with buying a home. Closing costs is a catchall category that covers a variety of small additional fees associated with closing a home such as running a credit report, processing fees, legal fees, inspections, appraisals, title searches and recording fees. While none of these fees are large in and of themselves; when added together, closing costs can often amount to two to five percent of the total purchase price of the home. Depending on the cost of the home, this can be a significant amount.

Reducing Your Overall Closing Costs

While closing costs are typically the buyer’s responsibility, there are ways to offset or split your closing costs.

In some cases, the seller will split a portion of the closing costs. While this was more common several years ago, it is still possible today. You should discuss the possibility of splitting the closing costs with your Realtor. Let her broach the subject with the seller and gauge their willingness to cover a portion of the closing costs in order to complete the sale.

Some lenders also offer “no closing costs” mortgages. While these seem great on the surface; it’s important to read the fine print carefully. Some lenders will roll the closing costs back into the structure of your loan – which could mean you pay much more than you would after factoring in the cost of interest. This is another example of when the services of a qualified Realtor that understands loans and the mortgage industry can prove invaluable.

It’s Best to Save and Plan Ahead

The days of the zero-down mortgage are largely over. Typically, if you want to purchase a home, you will need to save for a down payment. Rather than be shocked by the amount you are expected to pay at closing, avoid the need to scramble at the last minute by saving an additional five percent on top of the amount you will save for your down payment. So, if you will be saving $10,000 as a down payment on a $100,000 home, add an additional $5,000. If you are fortunate and do not need the entire amount to cover closing costs, you have a little extra money in the bank to cover the cost of moving and furnishing your new home, and that’s never a bad thing.

Contact me today for a consultation. I will be happy to answer any questions you may have, and help you start the home buying process.

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo courtesy of Dan Moyle/Flickr.com

Onstage Atlanta: 101 Dalmatians Kids

by Page Plager

Decatur, Ga.

Come watch some of Atlanta’s youngest performers present, Disney’s “101 Dalmatians Kids”. Based on the classic animated film, 101 Dalmatians Kids is an adventure featuring the famous Cruella De Vil, and 101 of the cutest little heroes to set their paws onstage!

Come join the adventure as two Dalmatian parents, Pongo and Perdita, daringly rescue their puppies from Cruella and her evil henchmen! With high-spirited music and an adorable cast, this stage production is one for the whole family to enjoy! 

Event Date

Saturday, July 25th, 2015. 11am & 12:30pm

Ticket Prices:

$7 – reserved or prepaid tickets.
$10 – at the door.
 

Tickets can be purchased at the door, reserved here, or by phone 404-897-1802.

For more information, visit the website here.

2969 E. Ponce De Leon Ave, Suite A
Decatur, Georgia 30030
 

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo Courtesy of facebook.com

Tips for Boosting Your Credit Score

by Page Plager

In today’s market, your credit score is more important than ever. A difference of just a few points can mean a lower interest rate over the life of a loan – saving you thousands – or the difference between the approval and denial of your loan application.

That is why it is important to do everything you can to boost your credit score in the months leading up to applying for a home loan.

Here are five things you can do to potentially boost your credit score.

Check the Accuracy of Your Credit Reports

By law you are allowed to request one free credit report each year, so go ahead and request your credit report several months before you intend to apply for a loan. According to an eight-year study released by the FTC, 25 percent of consumers identified errors when they reviewed their credit reports. That’s a staggering number when you consider that even a small error can have a significant impact on your credit score.

Fortunately, you are allowed to dispute inaccuracies in your credit report and credit monitoring agencies are required to address any disputes in a timely manner.

So, before doing anything, request your credit report from all three agencies and check that it is accurate.

Reduce Your Credit Card Balance

Lenders typically do not look favorably on large credit card balances. If you use credit cards regularly, reduce your balance to 10 to 30 percent of your limit a few months prior to applying for a loan.

Ask for Late Payment Forgiveness

At one time or another, most of us have been late paying a bill – especially during the recent economic downturn. What most people don’t know is that they can request a “goodwill deletion” from a company and remove the black mark from the credit report entirely. Many companies are willing to do this for their customers if the late payment was a one-time occurrence. It never hurts to ask.

Keep Your Accounts Open

Reducing credit card debt is good; closing credit card accounts is bad. Length of credit history is factored into your overall credit score and can account for as much as 15 percent of the total number. If you close old, established accounts your credit score could suffer even though you have less debt.

Pay All Bills on Time

Recent activity is often more important than what you did several years ago. If you have a few bad spots in your credit history, do your best to pay your bills on time and in full for several months before applying for a loan. This will demonstrate to lenders that you are not a credit risk as well as boosting your credit score a few points.

Repairing damaged credit takes time. It’s not something that can be done in a few weeks. So, get started early – at least three to six months before you plan to buy a home – to give your efforts time to bear fruit. Contact me today for a consultation. I will be happy to answer any questions you may have and/or help you find your dream home.

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo courtesy of Simon Cunningham at Flickr.com.

Atlanta Ice Cream Festival

by Page Plager

Atlanta, GA.

“I scream, you scream, we all scream for ice cream!” It’s America’s favorite dessert, so why not celebrate a festival dedicated to it? This Saturday and Sunday at Piedmont Park, Atlanta is holding their 5th annual Atlanta Ice Cream Festival and everyone is invited!

Chocolate? Vanilla? Cookies and Cream? With local artisans and national classics present, there will be endless options of flavors to satisfy any sweet tooth! Ice cream vendors will be on hand along with other food vendors, competitions, and live entertainment. The goal here is to increase your knowledge of how to burn off excess calories while still enjoying new foods. Free health screenings and fitness routines such as line dances, hula hoop contests, bounce houses, and so much more will be available for everyone to participate! Bring your family and friends for this sweet eventful day, and enjoy!

Event Date: Saturday & Sunday, July 25 -26, 2015 11am -6pm

General Admission: Entry is FREE- just patronize the vendors as you go!

For more information, please click here.

Piedmont Park
400 Park Drive Northeast
Atlanta, GA 30309

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo courtesy of SilviaEmilie/pixabay.com

How to Prepare for a Home Inspection

by Page Plager

Part of the normal process of selling a home is the home inspection. It is an opportunity for the buyer to verify that everything as it seems with the home and there will be no unwelcome surprises.

For good reason, a home inspection is the source of some anxiety for many sellers. What if they find something wrong? What if the buyers back out?

Some anxiety is completely normal. After all, no matter how well you know your house, there’s always the chance that there could be a hidden flaw or something you have overlooked over the years.

There’s always the possibility of a surprise, but there are steps you can take to make the home inspector’s job easier and that can encourage the home inspector to be a bit more generous in his assessment of your home.

Declutter Your Home

Inspectors don’t like to move or climb over things. Make sure that your attic, garage and basement are easy to access. In addition, clean out under the sinks so that the inspector can easily inspect the pipes. Make your home flashlight easy.

Gather Any Necessary Paperwork

Home inspectors are less likely to examine your home with a fine-toothed comb if you can prove that regular maintenance has been performed. Gather all documents related to the maintenance of your home and place them in a binder. Leave this binder out on the table for the home inspector.

Unlock All Doors and Gates

The last you think you want a home inspector to think is that you have something to hide. Make sure that you unlock all doors and gates – including those to out buildings such as sheds and pool houses.

Clean Your Home

A dirty home does not mean that there are structural problems, but a clean home implies that the owner takes pride in ownership and performs regular maintenance on the home. So, give your home a once over before the home inspector is scheduled to arrive.

Go Out to Lunch

Home inspectors prefer to be alone while they are doing their jobs. Don’t hover. Go out to lunch for a few hours and allow the inspector to work unsupervised.

Remember, home inspectors are like anyone else; they have a job to do. Don’t make it any harder than it has to be. Make their job easy and quick, and they are that much more likely to give you a favorable report. Contact me today for a consultation. I will be happy to answer any questions you may have, and/or help you determine the value of your home.

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Image courtesy of Mark Moz/Flickr.com

Atlanta Field Day

by Page Plager

Atlanta, GA.

Ready to kick it back to grade school? Atlanta’s field day for adults is full of classic events such as, relay races, obstacle courses, tug of war, and so much more! Gather your team of eight, or sign up as an individual contestant, and let the games begin! All teams will earn points throughout the events and will add up to the teams’ totals for the day. The team with the most points takes home the King of the Field title! Hurry and recruit your team of eight, and get ready to have the most fun you’ve had all summer.

Food trucks will be offering sodas, water, and beer, in addition to great food. Outside alcohol is prohibited in the park. Bring a water bottle that can be refilled at the player’s lounge whenever needed. In addition to the King of the Field award, they will have awards for best costumes and most team spirit! For more information, visit the website here.

Click here, for the list of all of the field day events. To sign up and pay for your eight person team or as an individual, click here.

Event Date: Saturday, July 11th, 12pm – 5:30pm

Historic Fourth Ward Park
680 Dallas St NE
Atlanta, GA 30308
(678) 869-4690
 

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo Courtesy of The U.S. Army/Flickr.com

Preparing for the Final Walkthrough

by Page Plager

For many homebuyers, the last step prior to sitting down at the closing attorney’s office is the final walkthrough. This is the last chance for you to view a home before it officially becomes yours, and it’s a time to make sure that everything is as it should be.

Typically you want to schedule a final walkthrough as close as possible to closing – normally within 24 hours – but some experts advise scheduling two walkthroughs if major repairs are to be made to the home. The first, about a week prior to closing, to establish that required repairs are completed or near completion and the second, within 24 hours of closing, to ensure that all items to remain are present and in good working order.

Things to Do on Your Final Walkthrough

  • Do bring your home inspection report, copy of contract and seller’s disclosure form so you know what items were to be repaired, what items are to remain with the home and any other items that you need to pay special attention to on your walkthrough.
  • Do check that all items (window treatments, appliances, pieces of furniture and fixtures) that are to remain are still present in the home. If not, and you have it in writing that they should remain, have your agent contact the seller immediately.
  • Do check that there are no unwanted items left behind. It’s the sellers’ responsibility to remove their unwanted furnishings – not yours.
  • Do check all appliances to ensure they are in working order.
  • Do check the HVAC unit to make sure it is still heating and cooling properly.
  • Do check outlets with a handheld tester (found in any hardware store) to ensure they are all in working order.

What If You Find a Problem?

First, it is important to understand that contracts typically stipulate that a home be “broom” or “vacuum” clean – neat but not immaculate. So, making a fuss over the cleanliness of a home likely isn’t worth it unless it is very dirty.

Second, minor things like a blown light bulb or light damage to the walls or doorframe as a couch was moved, probably are not worth delaying closing. In the long run, it’s cheaper and easier to just fix these minor problems yourself.

But if you find a major problem such as a missing item, leak or hidden defect that will negatively affect the value of the home, contact your real estate agent immediately to begin the process of coming to an agreement on repairing the problem.  The sooner you make that call, the better.

In the end, it is up to you to decide what is important enough to delay closing and what is not. Contact me if you would like to go over this information. I will be happy to discuss any questions you may about the home buying process.

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo courtesy of Jason Jones at Flickr.com.

56th Annual Fourth of July at Lenox Square

by Page Plager

Atlanta, GA.

This year come celebrate Independence Day at Lenox Square mall! For over half a century, Lenox Square has opened their doors for families and friends to celebrate the city’s favorite summer holiday.

Here guest will enjoy live musical performances by Gump Fiction, and Party on the Moon, beginning at 6pm. There will also be the Southeast’s largest fireworks show starting around 9:40pm! Lenox Square shops and restaurants will be open from 10am – 6pm, and food and restaurant selections will be open past 6pm for visitors during the event. Everyone is invited, so don’t miss out on Lenox lighting up the sky for the 4th of July!

Food and Concession Hours:

Bantam + Biddy: 8am – 9pm
Sprinkles Cupcakes: 9pm /Sprinkles Ice Cream: 11pm
The Cheesecake Factory: 12:30am
Zinburger Wine & Burger Bar: 11pm
Checkers: 9pm
 

Musical Entertainment:

Gump Fiction – 6pm
Party on the Moon – 7:30pm
 

Fireworks show begins at approximately 9:40pm

For more information, visit the website here.

Lenox Square
3393 Peachtree Rd NE
Atlanta, GA 30326
404.233.6767
 

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo Courtesy of Unsplash/pixabay.com

Displaying blog entries 1-9 of 9

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Licensed in the State of Georgia
 

Page and Blaise Plager are the owner/agents of Property Sellutions.  We provide real estate services in Greater Atlanta, Georgia and the surrounding communities North Fulton, Forsyth County, Gwinnett County, Cobb County, Dekalb County,
Hall County, Glynn County, and The Golden Isles


 

We list and sell residential real estate including single family homes, condominiums, townhomes, rental property,
investment property, vacant land and lots for sale in the Great Atlanta, Georgia area.