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Prepare to Find Your Dream Home this Spring

by Page Plager

Spring and summer are the absolute best time to buy a new home and move. The weather is perfect, you get the entire summer to get the kids settled in and enrolled in their new schools and you have time to complete all those renovation projects before the cold weather sets in.

According to some experts, almost half of the home sales recorded in the United States occur between March and July. This means if you attempt to buy a home in the spring and summer you will face competition from other buyers. That makes it even more important that you have your proverbial ducks in a row before you begin.

Take these steps to prepare to buy a home when the weather begins to warm up.

Set a Budget

Budgeting for your new home involves two parts. First, you need to budget how you plan to save for such one-time expenses as your down payment, closing costs, renting a moving truck, and perhaps furnishing and painting your new home. Setup a separate savings account and begin saving as soon as possible.

The second part of your budget is determining how much home you can comfortably afford. As a general rule, you should spend a maximum of 2.5 times your current annual income on your new home and your total debt payments (mortgage, car note, credit cards and student loans) should not exceed one third of your gross monthly income. Stay within these parameters and you should have no trouble paying your bills each month.

Decide What You Want and Need in a Home

Establishing what you want and you need is an important part of the process of buying a home. Wants are simply things that would be nice to have in a home. Need are must haves. They are essential. You should make a list of both before you begin to explore available properties whether online or in person. Sit down with your real estate agent to discuss what you are looking for in a home.

Apply for Loan Preapproval

Contact several lenders – either online or in person – and explore your options as far as terms and rate. Once you decide on the right loan and lender for you, gather the necessary documents and submit them. Once you have a preapproval letter in hand, you have the ability to move quickly when you find the right home, and that can give you an advantage when competing against several interested buyers for the same property.

Follow these steps, and you will be ready to enter the competitive real estate market this spring. Contact me today for a consultation. I will be happy to answer any questions you may have, and help you find your dream home.

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo courtesy of Ken Whytock at Flickr.com.

Atlanta St. Patrick’s Parade

by Page Plager

Ralph McGill, Pine St. and Piedmont Ave. Atlanta, Ga

Come join us in the celebration of Atlanta’s 133rd St. Patrick’s Parade this weekend, March 14th. This Atlanta tradition started in 1858, the St. Patrick’s Parade is known as one of the oldest parades of its type. You can expect to see over 2,000 dancers, musicians, cheerleaders, clowns and Irish marching this year.

Whether you have Irish heritage or not, when St. Patties comes around, everyone gets the chance to celebrate all things Irish! So don’t forget to wear green, and be sure not to miss out on this Atlanta custom! With over 200,000 people attending the parade last year, and more to be expected this year, be sure to arrive early for a decent view of the celebration!

For more information regarding the parade, please click here.

March 14, 2015 from 12:00 PM - 1:30 PM

Ralph McGill, Pine St. and Piedmont Ave.

Atlanta, Ga 30309

Page Plager and Blaise Bugajski
Property SELLutions
Ph: 770-639-SOLD
Info@PropertySELLutions.com
www.PropertySELLutions.com

Contact us today if you are looking to buy or sell a home in the Greater Atlanta, Georgia area - including North Fulton, Forsyth County, Gwinnett County, Cobb County or Dekalb County.

Photo courtesy of johnhain/pixabay.com

Should I Buy a Home Now?

by Page Plager

I'm often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall down the road, while others are convinced that home prices will go up.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have fluctuated, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, a one point rise in interest rates could cost tens of thousands of dollars over the life of your mortgage!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates while they are still available.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.

Displaying blog entries 71-73 of 73

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Licensed in the State of Georgia
 

Page and Blaise Plager are the owner/agents of Property Sellutions.  We provide real estate services in Greater Atlanta, Georgia and the surrounding communities North Fulton, Forsyth County, Gwinnett County, Cobb County, Dekalb County,
Hall County, Glynn County, and The Golden Isles


 

We list and sell residential real estate including single family homes, condominiums, townhomes, rental property,
investment property, vacant land and lots for sale in the Great Atlanta, Georgia area.